One of the biggest financial considerations you may have once you graduate is repayment of your student loans. If you borrow money to go to college, you have to pay it back. Within this section, you will find information that will help you understand your repayment options, responsibilities of repayment, consequences of default and what you can do if you're having difficulty repaying your student loans. Defaulting on your student loans can have serious consequences with regards to your financial future and goals. Use this section to help educate yourself on how to manage your repayment and maintain a clean financial record.